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Recognize that the primary purpose of insurance is to mitigate risk II. Describe the coverage provided by different insurance types (ex. auto, renters, homeowners, health, disability, and life insurance) III. 1 / 21 Flashcards Learn Test Match Q-Chat Created by Kim_Britton Teacher Terms in this set (21) Insurance Coverage by contract against future possible accidents Auto Insurance Protects you & other drivers on the road. Most states require this form of insurance Renters/Homeowners Insurance Can protect you from paying damages in case of fire, etc.Health insurance helps cover the cost of any medical expenses, including doctor visits, prescriptions, trips to the emergency room or stays in the hospital. The amount of coverage depends on the type of insurance policy you have. Disability insurance. Disability insurance helps cover lost income when an illness or injury prevents you from working.An Insurance Deductible Is… Everfi. 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